FBP
and Associates PRIVACY POLICY
(1) Provision of
information and educational services
FBP and Associates
provide personalised assistance for individuals to begin investing
in residential real estate property or
i-Commerce businesses, either as owners
or venture capitalists. We assist as a Buyer's
Agent those who seek to own or invest in
residential real estate. We provide business services, general
information, support and educational services which may be of
assistance to individuals in assessing for themselves the extent
and nature of expert advice, or
additional
tuition, they should obtain.
We DO NOT
provide financial advice, financial planning
services, or investment products advice.
At all times
individuals are encouraged to obtain independent legal and
financial advice before entering any contractual obligation with
FBP and Associates, its respective subsidiaries, Associates or
employees.
(2) Collection of
Personal Information
FBP & Associates and our
respective subsidiaries, Associates and employees, are committed
to ensuring appropriate privacy standards to protect the personal
information you provide, when you access and use our services. We
will generally collect personal details from you such as your
name, phone and fax numbers, email address, general contact
details and financial and property ownership or control
information.
With your approval, this information
may be used:
- to send news and information
about our activities and general promotional material to you,
which we believe may be useful to you;
- to deliver any related products
to you which you request or purchase from us; and
- to profile the type of people
accessing our services. If you do not wish to have your
personal information used in this manner, or for any other
specific business purpose, you can write, email or telephone
to tell us accordingly.
(3) Use of
Personal Information
We use personal information for
identification purposes and to help provide you with the level of
service you expect from us from within our Associates group.
Information and details provided may be aggregated for analysis,
but your personal information or detail is removed, so you remain
anonymous, should we do this. We will not send your personal
details to third parties without your express, written permission.
(4) “Spamming”
and “junk mail”
We do not engage in the practice of
"spamming" or automatic mail outs to our clients.
Promotional material will only be sent to you with your consent.
If you receive junk mail or promotional material attributed to us
without your consent, please advise us. You may request us to
remove your name from our records, data bases or E-mail list at
any time.
(5) Web Site Cookies and Disclosure
We utilise the latest internet technologies and advances, while at
all times seeking to comply with prevailing laws and protocols for
internet usage. Our website does incorporate tracking scripts and
may wish to install a "cookie" on you computer for the purposes of
enhancing your experience and visit with us. Any information
collected is in a lawful and depersonalised format such that no
personal information is gathered beyond geographic region, time of
visit to our site, period of time within our site, pages viewed and
time period viewed for. This information is reported and recorded by
us as a means of better managing our business, ensuring our website
is meeting visitors needs, and is responsive to changing client
needs.(6) Disclosure
We will not sell or otherwise
provide your personal information to a third party or make any
other unauthorised use of your personal information. We may
however provide your personal information to our related
Associates for them to assist us provide our services to you that
you have requested, purchased, contracted or expressed interest
in.
If you request us not to use
personal information in a particular manner, we will adopt all
reasonable measures to observe your request, but we may still use
or disclose that information where we are permitted to do so by
the Privacy Act, or as required to by law.
We will only use your personal
information within our Associates group to the extent necessary to
obtain opinion, information or additional support for you that we
anticipate will be of benefit for you in provision of our
services.
(7) Security of
Personal Information
The security of your personal
information is important to us. We generally prefer the use of
hard copy material when providing or gathering sensitive
information. We seek to exercise diligence and care whenever we
gather personal information from you.
While we exercise appropriate care
in relation to the security of your personal information, no data
or material transmission over the internet or by postal service
can be guaranteed to be completely secure. We do not warrant the
security of any personal information transmitted to us over the
internet or by post, and you do so at your own risk. We advise
against the practice of internet transmission for returning any
sensitive, detailed personal or financial information to us.
(8) How to
Access and Update Personal Information
You are entitled to have access to
any personal information relating to you which you have previously
supplied to us at any reasonable, convenient and mutually
agreeable time. We may only withhold access where we are permitted
to do so by the Privacy Act.
(9) Links to
Third Party Websites and Information sources
We provide information and advise
of internet links of third party websites and information sources
that are not operated or controlled by us, and will not be subject
to our Privacy Policy. We are not responsible for the conduct of
third parties referred to should you choose to access them.
(10) How to
Contact us
Please contact “The Privacy
Associate” at our mail, telephone, fax or E-mail address should
you have any questions or concerns in relation to the privacy of
your personal information.
(11) Additional
Privacy Information
If you are interested in obtaining
additional information on privacy, you can visit the Australian
Federal Privacy Commissioner's website at
www.privacy.gov.au.
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