“Do You Want to Be Free of Money
Problems?
Easily Manage and Have
Better Control of Your Budgeting, Finances
and Lifestyle, Without Having to Add One
Cent Extra of Income?”


This might be an outlandish thing to say if it were not achievable!

We, personally, have spent countless hours interviewing hundreds of home buyers, ordinary workers and business owners, been involved in countless wage, salary, refinancing and debt consolidation negotiations. We have talked with numerous financial planners and advisers, bank managers and mortgage brokers.

 
We have listened to literally every question imaginable, and some utterly ridiculous answers, of experts about:

• Why you haven’t received more money for your effort,

• Why you should get paid more by your scrooge of a boss,

• Why your customers should be prepared to pay more for your products or services,

• Why is it fair for you to be given all the money you need, up front, so you can have a better standard of living (home entertainment system, car, furniture, beds, washing machine, dryer, fridge, air conditioning, holidays, etc…),

• Why the raising, feeding, clothing, and education of your children make it nigh on impossible to save for a deposit on a home, a holiday, or new lounge!

• The list just goes on…

The sad part about it is that the financial institutions, the banks,
credit card providers, the retail advertisements, ALL keep saying it
and offer YOU more DEBT!

If you can be taught to do something new, do you
think you could do it?

Are you are sick and tired of having the bills mount up?

Are you ever frustrated about not being able to figure out why it keeps happening, month after month? Year after year?

Have you always done your best, spent hours working and reworking the budget?

We had years of it, and most are now stored away as taxation folders with all the receipts, invoices, bills, and budget spreadsheet printouts that said it was to be a very good year.

Far too many of those years were not very good. We could not understand why. We had arguments about what the reason was, again, the budget had blown out!

We always had some logical or reasonable basis why the budget had blown out. Raising kids, feeding them, childcare costs, education costs, our education costs, the car breaking down or blowing up! That happened twice in 4 years! There were always reasons, everyday happenings that blew our budgets!

Boy, were we frustrated about it most of the time! We didn’t know any better, because we had never been taught how to manage our money effectively.

IMAGINE being in control?

What does it feel like? How much more confident do you feel when you just IMAGINE being in control?

How Much More Assured Do You Feel About Making The Right
Decisions For Your Financial Future?

It is SO EASY to turn that into a reality! It will not cost you a bucket of money either! But, more about that in a minute.

	You will feel more confident, more assured about your financial future.
	You will be better prepared for those everyday happenings! You know you would be!
	You will make more informed financial decisions, and feel very confident about your future.
	You will be better prepared for all the kid’s financial needs, and those of family life generally – the rent, the mortgage, the dryer, washing machine, haircuts…
	You will be better able to plan for home ownership, replacing that wreck of a car, and making investments in superannuation, shares or property.
	You will be better able to make provision for retirement, whether it is 10 years away, or 40 years away! (If it is closer than 10 years, ring us NOW!)
	Anything you wanted may be possible, financially, because you planned for it, took some action, and took control over your financial future, TODAY!

It is easy!

It is Simple!

You can Learn it!

The Money Skills Program Delivers This to You!

FBP and Associates combine this valuable, extraordinarily easy $imply Budgets software program with a range of personally selected Money Skills Planning Interviews, Mentoring*, Coaching* and additional *FREE* resource options!

You can buy the $imply Budgets 1st Steps software program, and receive all the technical support and guidance from the team David Wright has assembled at $imply Budgets.

Click Here to Order NOW

Right Now you can back that up by using a *FREE* range of supportive material from us  AND by becoming a Registered User of this, and $imply Budget’s websites!

1.	Choose A Money Skills Planning Interview Program*
		You can COMBINE the power of the UPGRADED $imply Budgets Personal Edition software where we work with you to load the software on your computer, prepare all the details with it, walk you through the intricacies, and work out a detailed plan to cover the next 2 to 3 years, using and following the software and $imply Budgets strategies.
2.	Choose A Money Skills Personal Mentor Program
		You can COMBINE the power of the $imply Budgets Personal Edition software. Includes the Planning Interview*, AND our Money Skills Manual in hard copy format. Simply the best we can find that provides detailed support, and encouraging steps to follow in building a broader wealth creation strategy. (FBP and Associates - Money Skills Manual Extract) This Program option INCLUDES telephone and E-mail support for staying on track and aligned to YOUR plan for 12 months!
NOTE: * Money Skills Planning Interview * is done by telephone if you reside more than 50Klm outside Postcode 4078.
3.	Choose to apply to qualify for ** The Money Skills Personal Coaching Program**
		Details are available on application, and a serious time commitment is required from any participant because this is when it gets to be the most fun!

The Money Skills Planning Interview, Money Skills Mentor Program, and Money Skills Personal Coaching Programs, include:
Money Skills Planning Interview Program
	The Simply Budgets Personal Edition software, and any upgrades within the 12 Months provided through $imply Budgets.
	Your initial planning session with a skilled FBP and Associates coach to assess your situation, and establish the foundations. Your planning session initially needs to look 2 to 3 years ahead.
	Phone and E-mail support with a Money Skills coach throughout your plan’s implementation and money management skills development over 12 months
Money Skills Mentor Program
	Everything above, and
	A Money Skills Mentor from acceptance to the Program (approved clients only as conditions apply), and
	The Money Skills Program Management Manuals Volume 1 and 2, and
	Phone and E-mail support with a Money Skills Mentor through your plan’s implementation and money management skills development over 12 months
	Monitoring and Mentoring for your plan and money management skills development for 12 months from acceptance to the Program (approved clients only as conditions apply)
Money Skills Personal Coaching Program
	Everything above, and
	Your Personal Money Skills Mentor from acceptance to the Program for approved clients only as conditions apply, and
	When you qualify** for Money Skills Personal Coaching Program**
	You also qualify for Personal Coaching and Mentoring appointments. These are with your Mentor, and are of at least 1 hour per week for the 1st month, 2 hours per month for 2nd to 6th months, and at quarterly intervals for the balance of the 12 months from acceptance to the Program, PLUS
	Phone and E-mail support with your Personal Money Skills Mentor through your plan’s implementation and money management skills development over 12 months!
NOTE:
** Conditions apply relative to your residential Postcode, level of commitment, and signing a commitment contract, for Application to this Program. We have a limited number of places available per year, we will not compromise the success of existing clients, and it is important we publicly give No Guarantee of Anyone’s Acceptance to this Program.

OK, your investment in you financial future is:
	Money Skills Planning Interview Program - $AU 460.00
OR
	Money Skills Mentor Program - $AU 965.00
OR
	Money Skills Personal Coaching Program** - $AU 1445.00
(All Prices Quoted Inclusive of GST)